Free PDF — Updated January 2026

Get Up to 20% Down Payment With CalHFA Dream For All

California's Dream For All program gives first-time buyers up to 20% of the purchase price for their down payment—but funding runs out in days.

Download the free CalHFA Dream For All 2026 Checklist

A 2-page PDF with eligibility requirements, income limits, and exactly how to apply before funding runs out.

Dream For All Eligibility

Up to 20% of purchase price

2026 Income Limits

By county — CalHFA & local

Shared Equity Terms

What you repay and when

Application Timeline

Key dates & prep steps

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What's Inside the Checklist

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Dream For All Program Breakdown

How the shared equity model works, what 20% down payment assistance means, repayment terms when you sell or refinance, and who qualifies as a first-time buyer.

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2026 Income & Purchase Price Limits

CalHFA income limits by county, maximum purchase prices, and how to check if you qualify based on your household size and location.

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CalHFA Program Comparison

Dream For All vs. MyHome Assistance vs. forgivable equity programs—which one fits your situation and how to stack them for maximum benefit.

Document & Pre-Approval Checklist

Every document your CalHFA-approved lender needs—tax returns, pay stubs, bank statements, homebuyer education certificate—so you're ready when funding opens.

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Step-by-Step Application Timeline

From finding a CalHFA-approved lender to completing homebuyer education to locking your rate—a clear roadmap so you don't miss the funding window.

Ready to Apply for Dream For All?

Get the 2-page checklist and be prepared before the next funding round opens.

Get Your Free Checklist